GhanaRentFund — Rental Advance Programme

👤

Step 1 of 5 — Section A

Personal Details

Enter your details exactly as they appear on your Ghana Card. All information is encrypted and securely stored.

ℹ

Information must match your Ghana Card precisely. Discrepancies will delay or invalidate your application.

First Name *

Last Name *

Ghana Card Number *

Date of Birth *

Click to open date picker

Phone Number *

Email Address *

Ghana Card / ID Upload

Ghana Card / ID — Front *

🪪

Click to upload or drag & drop

JPEG or PNG · Max 5MB

Ghana Card / ID — Back *

🪪

Click to upload or drag & drop

JPEG or PNG · Max 5MB

💼

Step 2 of 5 — Section B

Employment & Income

We use this to verify eligibility and structure your repayment schedule.

Employment Status *

Employer / Business Name *

HR / Work Phone

Years of Employment

Monthly Net Income (GHS) *

Average monthly take-home pay after tax and deductions.

Preferred Repayment Channel *

🏠

Step 3 of 5 — Section C

Rental Details

Tell us about the property you intend to rent. GhanaRentFund will contact the landlord and disburse payment within 48 hours of approval.

Property Address *

Property Type *

Number of Bedrooms

Monthly Rent (GHS) *

Lease Term *

Intended Start Date *

Click to open date picker

Landlord / Agent Name *

Landlord Phone *

GhanaRentFund will place an auto-verification call to this number.

Landlord Email

📅

Step 4 of 5

Schedule Site Visit

A GhanaRentFund officer will inspect the property before final approval. Select a convenient date and time.

ℹ

What to expect: Our officer verifies the property, confirms the rent amount, reviews landlord documents, and photographs the premises. Visits typically take 30–45 minutes.

SuMoTuWeThFrSa

Special Instructions (Optional)

Available Time Slots

← Select a date first

Contact Person at Property *

Contact Phone *

✅

Step 5 of 5

Review & Submit

Confirm your details, accept the programme terms, and pay the GHS 75 processing fee to submit.

Terms & Consent

GhanaRentFund Rental Advance — Programme Terms

Loan Agreement: The rental advance is a loan from GhanaRentFund charged at a 5% monthly fee on the outstanding principal (equivalent to GHS 50 per every GHS 1,000 advanced, per month). Repayments are made in monthly instalments over the agreed lease term.
Direct Debit Authorisation: I authorise GhanaRentFund to deduct monthly repayments via my chosen repayment channel — payroll deduction, Mobile Money (MoMo), or bank standing order — for the full duration of the loan.
Late Payment Penalty: Late payments attract a penalty of 5% of the overdue monthly instalment, plus an additional 2% per month on the outstanding amount until the arrears are fully cleared.
Early Repayment Benefit: Full early repayment of the outstanding balance entitles the applicant to a waiver of 75% of the remaining interest charges due at that point.
Subrogation Rights: In the event of default, I authorise GhanaRentFund to exercise subrogation rights under the tenancy agreement, including the right to re-let the property on my behalf to recover the outstanding loan balance.
Data & Privacy: I consent to GhanaRentFund collecting, storing, verifying, and using my personal and financial data for the purposes of this application, credit assessment, and ongoing loan management, in accordance with applicable data protection laws.

Processing Fee

Application processing feeGHS 75.00

Payment methodMobile Money / Card (Paystack · Hubtel)

Refundable?No — Non-refundable

By submitting this application you confirm that all information is true, accurate and complete. False or misleading information may result in disqualification and legal action. GhanaRentFund reserves the right to decline any application without providing a reason.

Programme Details

Monthly fee5%

GHS 50 per every GHS 1,000 advanced, per month

Processing feeGHS 75

How It Works

1
Apply online with Ghana Card / ID
2
Due diligence officer visits your proposed property
3
Advance paid directly to landlord within 48 hours
4
Repay monthly via payroll, MoMo, or bank order

Eligibility Requirements

✓
Valid Ghana Card / National ID
✓
At least 18 years of age
✓
Verifiable employment & income

Repayment Channels

1
Payroll deduction — direct from employer (preferred)
2
Mobile Money — scheduled monthly payment
3
Bank standing order — automatic monthly transfer

Need Help?

✉️ support@ghanarentfund.com

✓

Application Submitted

Your application has been received and your GHS 75 processing fee confirmed. Our team will begin reviewing your file within 2 business days.

GRF-XXXXXX

Application Reference Number

File reviewed within 2 business days

Site visit conducted at property

Final approval decision issued

Landlord paid within 48 hours of approval

ℹ

You will receive an SMS and email confirmation shortly. Save your reference number. Our officer will contact you 24 hours before the scheduled site visit.